Indiana Security Deposit Return Law
In Indiana, a landlord must return your security deposit within 45 days of you move out and give the landlord a forwarding address. The landlord must include an itemized written statement of any deductions. 45 days after termination, delivery of possession, and the tenant supplying a forwarding address. The law is Ind. Code § 32-31-3-12. Last checked against the official statute: 2026-07-31.
What happens if the landlord misses the deadline
Full deposit plus attorney fees; no multiplier. Courts generally require you to show the landlord missed the deadline or kept money it was not entitled to, and where the penalty depends on bad faith, that a court finds the landlord acted in bad faith.
What your landlord can and cannot deduct
Landlords can deduct for unpaid rent and for damage beyond normal wear and tear. They cannot charge you for ordinary wear: worn carpet in walkways, small nail holes, faded paint, minor scuffs. The fight in most disputes is over where that line sits, which is why dated photos from move-in and move-out matter more than anything else.
Your deadline countdown
If you moved out on a given date, your landlord's deadline is that date plus 45 days.
If the deadline has passed or your deposit was withheld
- 1. Gather your evidence, ideally dated move-in and move-out photos.
- 2. Send a written demand letter citing Ind. Code § 32-31-3-12 and the deadline your landlord missed.
- 3. If they don't respond, file in Small Claims Court. The limit there is $10,000, which covers most deposit claims.
Indiana deposit law FAQ
How long does a landlord have to return a security deposit in Indiana?
45 days from you move out and give the landlord a forwarding address. 45 days after termination, delivery of possession, and the tenant supplying a forwarding address. The law is Ind. Code § 32-31-3-12.
What is the penalty if a Indiana landlord doesn't return the deposit?
Full deposit plus attorney fees; no multiplier. Courts generally require you to show the landlord missed the deadline or kept money it was not entitled to, and where the penalty depends on bad faith, that a court finds the landlord acted in bad faith.
Can my landlord charge me for carpet or painting in Indiana?
Only for damage beyond normal wear and tear. Ordinary wear like traffic patterns in carpet or faded paint is the landlord's cost of doing business, not yours.
Do I need photos to dispute a deposit deduction in Indiana?
There is no law requiring photos, but in practice they decide disputes. A dated move-in photo showing the condition you received, next to a dated move-out photo showing how you left it, is the strongest evidence a renter can have.
Where do I sue my landlord for my deposit in Indiana?
Small Claims Court. Claims up to $10,000 can be filed there without a lawyer.
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This is legal information and document preparation, not legal advice. For advice about your specific situation, consult a licensed attorney in your state.
Last verified against Ind. Code § 32-31-3-12 on 2026-07-31.